Trying to crack down on my frugality, get back in a more structured cycle again. I had to trade in the van for a new vehicle, my transmission finally was winning the battle of going out after doctoring it for the last 3 years. I've bought a 2011 Dodge Caliber but now have payments, the first time in about 6 years that I've had car payments. I love the new car, I really do, decent gas mileage, doesn't cost an arm and a leg to fill up, but a car payment, and a little bit higher insurance since I now have to carry full coverage. I've come up with a few things to help my frugality get better:
*Pack my lunch a few time a week
*If we want to eat out we always use coupons
*We drink bottled water and the best, cheapest place I've found is Aldi.
*Unplug appliances when not in use, am working to get better at that.
*buy generics, well most things generic. There are a few things I will not pinch pennies on.
*Being a clearance fanatic, on anything and everything!
*I dropped my land line. All of us have cell phones. My youngest is still on my ex husband's plan but my middle daughter and myself are on Straight Talk, best bang for our bucks. She buys her card, I buy mine.
*I dropped our satellite service. I have yet to buy a converter box but am saving to do so. The only thing I pay for is internet/wifi, that's saved me $90 between dropping the land line and the satellite.
*Saving change, I only have just started but I have a man I'm dating that saves all of his change at the end of the day, he's set up some very nice savings accounts for his children!
*Stocking up clearance on food items as well!
Blessings to you all and again, Happy Thanksgiving!